In production insurance, what does Comprehensive General Liability primarily cover?

• A. Injuries
• B. Intellectual property disputes
• C. Travel expenses
• D. Property damage on equipment

Answer: (A)

Comprehensive General Liability protects a production company from third-party claims arising from its operations, covering bodily injury to others and property damage to someone else’s property. The core exposure this policy addresses is injuries to people caused by the production’s activities, which is why injuries is the best fit. It also covers third-party property damage, but not damage to the insured’s own equipment—that kind of loss is handled by other policies like property or inland marine. Intellectual property disputes and travel expenses aren’t covered by a CGL, so injuries lines up most directly with the policy’s primary purpose.